Setting priorities for your money. Understanding need from want.

By | Credit Card Debt, debt management, Debt News, Debt Relief, Reducing Debt, Unsecured Debt | No Comments

Priorities for your money – Needs before wants. While some of our expenses are naturally more vital than others, some are by our own choices. Most people, especially the younger generation, constantly complain that they don’t have enough money. If you see their income and bank accounts, this really isn’t the case. It’s just they fail to keep track of…

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How to find a credible debt relief company

How do I find a credible debt relief company?

By | Credit Card Debt, debt management, Debt Relief, Debt Settlement, Reducing Debt, Unsecured Debt | No Comments

Sometimes, we need help overcoming debt. When your debt becomes out of control and you don’t know what to do, the best option may be to seek a credible debt relief company. It’s a given that debt settlement may affect your credit, but most people would agree that it’s a better option than bankruptcy. Now the question is, how can…

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Paying debt with cryptocurrency

Cryptocurrency – will we ever pay our debt with it?

By | debt management, Debt Relief, Debt to Income, Reducing Debt | No Comments

Cryptocurrency – a new way to spend At the dawn of a new economy, the 21st century Unicorn termed as ‘Cryptocurrency’ is a side product of Digital cash. While it is being accepted by the overwhelming community of people; even the bankers, consultants, developers, scientists are ignorant of its features. In simple words, Cryptocurrency is a virtual currency, most notably…

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How long will it take my credit to recover from bankruptcy?

How long does it take to recover from Bankruptcy?

By | Bankruptcy, Credit Card Debt, debt management, Reducing Debt | No Comments

Let’s talk about bankruptcy. Bankruptcy is an authorized process supervised by national bankruptcy courts. It’s intended to help individuals and businesses remove all or part of their debt and can also help them save a share of what they are in debt of. Most business or individuals that make this decision, understand that afterwards, they’ll have to recover from bankruptcy….

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The ugly truth about airline miles, cash back, and credit card rewards

By | Credit Card Debt, Credit Card Rewards, debt management, Reducing Debt | No Comments

People are shifting their way of purchasing goods, but are they making a good decision? When we talk about the current credit card market, there are two major things on the rise in recent years. First, card rewards and incentives are increasing, and second, credit card debt is rising in conjunction. Think about it like this: The upward trend in…

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Best budgeting apps to help you take control of your debt

By | Credit Card Debt, debt management, Debt Relief, Reducing Debt | No Comments

How can budgeting apps help you take control of your debt? Let’s get to the point without sugarcoating it—it’s tough to keep record of your finances. With debts to pay, bills to deal with, receipts to track, not to mention keeping your finances in the best condition possible. It’s a lot for anyone to handle, even without sever debt. Many…

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My Debt is in Collections – How Much does it hurt my Credit?

By | Credit Card Debt, Debt Relief, Debt Settlement, Reducing Debt | No Comments

Understanding the need to recover unsecured debt. Seeing the credit collection letter when you open the mailbox is a daunting feeling. Their methods seem aggressive, sometimes even threatening. This is because debt collections have to be made for this agency to recoup their cost. After all, they likely purchased your debt from the original creditor, albeit for a fraction of…

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